How to Buy Best Health Insurance

 

How to Buy Best Health Insurance

Hello friends, welcome to our website. Friends, today I am going to tell you that this

What is the full truth of Health Insurance Policy, and how to buy Best Health Insurance & Mediclaim Policy in 2020? I have never told in this website of ours that where should our puzzle investment be? Another one is hidden behind it, what is the biggest asset for us? "But the most important asset for us is we ourselves" because our earning potential is unlimited. That is why it is very important that we take care of ourselves. There is also a saying in Hindi that "Jaan hai toh jahan hai" if we take care of ourselves only then we will be able to realize that earning potential. That is why it is very important that we invest in our body and health first, and that is why the puzzle should be invested in health insurance. But when we go inside health insurance, questions come in our mind in many ways, that after all, do I need health insurance on today's date? According to my career stage or according to my age? Or for how much should we take total cover? Many times there is health insurance already inside some companies, then people think that I have got complete cover. But is it successful? If you take a Health Insurance Policy, then what is included in it? What else is included? Which things should I pay more attention to? If we should take a health insurance policy, then should we take the cheapest policy? Even if we take health insurance many times, the claim gets rejected, sometimes some pre-existing diseases are not covered. Then what are the Restoration Benefits? What is a top-up cover? And what is a super top-up cover? I am going to decorate you in this post to answer all these questions.

 The Complete Truth of Health Insurance Policy 

Friends, first of all, I understand you about the benefits. First of all, the benefits of health insurance are that your savings are saved and times of emergency, suppose that medical problems come with you or with your family. Medical problems come a lot these days, for today's surgeries and treatments, they become so much that it can be 5 lakhs, 15 lakhs. So in such a case, your savings will not end and you get your total cover in health insurance. Another big advantage is that we get cashless treatment, that is, you do not have to spend a single penny from your own pocket. Most of the standard policies of one of the hospitals

There is a network, there you get a cashless treatment. The third advantage is that you can also get top-ups of your company insurance. Insurance cover of 1.5-3 lakhs is available in many companies. But that is not successful in many cases, so you can get some top-ups done for that too. And the fourth big advantage is that if you take health insurance at a young age, then you earn premium, secondly most of your diseases are covered. Because in young age there is not much chance of getting diseases. But over a period of time increases the chances of our diseases or any illness increases.

Most of the policies have a waiting period for pre-existing diseases, that too of 3 years - 4 years. That your period will already be covered, so if you have any diseases, they will be covered automatically in the future. The fifth advantage is that if you have any diseases today's lifestyle, then you will get cover for it. The sixth advantage is that you also get a lot of benefits in hospitalization that there is Maternity Benefit, or even in Daycare facilities nowadays. Satma The advantage of this is that of tax benefits, under section 80D, there are tax benefits of Rs 25000. Let us talk about Inclusions.